We wish to inform you of some upcoming changes regarding our relationship with Delta Dental and Blue Cross Blue Shield (BCBS) insurance companies. Rest assured, we intend to continue providing you with the excellent service and support you have come to expect from Fremont Dental.

As a valued patient of Fremont Dental, we are dedicated to providing you and your family with the same high standard of dental care that we expect for ourselves. However, with each passing year, certain dental insurance companies continue to increase pressure on us to compromise the way we provide dental care. This pressure has been growing for decades, but its effects have become more visible in recent years. More specifically, with each year that passes, we observe that:

• Dental insurance premiums increase while the insurance benefits they provide decrease
• The cost to dentists for providing treatment continues to increase due to inflation while the insurance payments they receive for doing so remains static, and
• The system to which we broadly refer as “dental insurance” has become less and less valuable to both patients and providers while simultaneously becoming more and more valuable to the insurance companies who administer it.

With regards to Delta Dental and BCBS, they currently reduce the payment we receive for each service we provide by over 20% (on average). In other words, when we treat someone whose dental benefits are provided by Delta Dental or BCBS, it is not uncommon that we barely meet the costs of providing treatment after writing off more than 20% of the amount that we charge.

This is not a sustainable situation. Therefore, beginning on October 1st, 2024 (for all BCBS dental insurance plans) and on January 1st, 2025 (for all Delta Dental insurance plans), we will be operating as an independent dental provider (sometimes referred to as a “non-participating provider”)

We anticipate that as a result of this change, numerous questions and concerns may arise. Therefore, we encourage you to read our…